Risk Assessment

UniqueHR provides responsible Risk and Claims Management — a simple solution to an everyday challenge. We deliver a unique style of Claims Management that is a necessary tool for businesses and industries with very specific needs. Our goal is to educate our clients about risk within their organization with the highest amount of integrity and expertise. UniqueHR has a team of experienced professionals to assist you on managing your risk effectively.

Claim costs usually calculate to as much as 80% of your total insurance premium. Your claim-related expenses will directly impact your bottom-line. A responsible Claims Management Team can help you cut some of those costs.

• Handle claims appropriately rather than merely pay all medical and indemnity costs.

• We grant our Claims Team the responsibility of providing prompt, personal service to employees while making sure that they adhere to the privileges and responsibilities of their coverage.

• We aggressively seek subrogation when applicable.

• UniqueHR performs an audit of open claims, evaluates the data, and reserves.

• Centralized toll-free service for reporting injuries. This service is available 24 hours a day, 7 days a week.

• Medical care management.

• “Three Party Contact” (Employer, Doctor, and Insurance Carrier)

• Schedule and coordinate “reasonable cause”, pre-employment, random testing and post accident drug testing.